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Planning for Life Events


Life is full of milestones. Here are considerations and steps you can take with your investment accounts as you navigate each life event.

Getting married

It is important to think about your short- and long-term financial needs as well.

  • Open an account. Joint accounts help you contribute to and manage investments for your new goals together.

  • Update your account information. If you changed your name or moved, make sure your account reflects your new details. Updating your account information will keep your Dodge & Cox Funds account current and help us stay connected to you.

  • Update beneficiaries or account ownership. Review your IRA beneficiary designations to ensure they reflect the decisions you’ve made. For taxable investment accounts, review your account registration to see if you need to make changes or add account beneficiaries through a Transfer on Death designation.
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Having or adopting a child

Supporting a growing family has its own considerations. Getting started with saving and investing at an early stage can help your investments grow over the long-term.*
 

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Changing jobs

New jobs can be both exciting and daunting. It’s a good time to re-evaluate your goals, not only for your career but also for your investments.*
 

  • Roll over your old 401(k). Consolidate retirement assets from your former employer-sponsored retirement plan by opening a Rollover IRA or Roth IRA.

  • Self-employed or own a small business? You may be eligible to open a SEP IRA, which is a retirement savings plan established by employers—including self-employed people—for the benefit of their employees and themselves.  Employers may make tax-deductible contributions on behalf of eligible employees to their SEP IRAs. Make saving for retirement less taxing by taking advantage of a SEP IRA.

  • Start an Automatic Investment Plan. Make investing easier by scheduling recurring automatic transfers from your bank account to your Dodge & Cox Funds account. Start with as little as $100 per automatic trade and adjust, skip, or cancel anytime. 
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Transferring wealth

Transferring wealth is not just about money. It’s also about ensuring your wishes are carried out both during and after your lifetime.*
 

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Nearing retirement

The day you've been dreaming about is on the horizon. Time to maximize your savings and fine-tune your plan.* 
 

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Losing a loved one

Making financial decisions after losing someone you care about can make a difficult time even harder. We understand and we're here to help.* 

 

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Ready to make changes?

Find the Dodge & Cox Funds account type or form you need to make updates or changes. Forms are grouped by those applicable to IRAs and those forms applicable to general investment accounts.*

 

* If you require specific information concerning your individual financial situation, please consult with a financial planner or tax advisor. Dodge & Cox Funds do not offer financial planning or tax advice.

Tax laws and regulations are complex and subject to change, which can materially impact investment results. Dodge & Cox cannot guarantee that the information herein is accurate, complete, or timely and makes no warranties with respect to such information, including your use of, or any tax position taken in reliance on, such information. Only Dodge & Cox Funds are available for purchase in a Dodge & Cox Fund IRA Account. Investment options available through an employer's retirement plan or other IRA providers and any associated fees and expenses will differ. Consult with a tax or legal advisor before making any investment decision.