Planning for Life Events

It is important to think about your short- and long-term financial needs as well.

• Open an account. Joint accounts help you contribute to and manage investments for your new goals together.
  
  
• Update your account information. If you changed your name or moved, make sure your account reflects your new details. Updating your account information will keep your Dodge & Cox Funds account current and help us stay connected to you.
  
  
• Update beneficiaries or account ownership. Review your IRA beneficiary designations to ensure they reflect the decisions you’ve made. For taxable investment accounts, review your account registration to see if you need to make changes or add account beneficiaries through a Transfer on Death designation.

Supporting a growing family has its own considerations. Getting started with saving and investing at an early stage can help your investments grow over the long-term.*
 

• Open an account on behalf of your new child. We offer custodial accounts for minors and trust accounts to help you manage your investments for your children.
  
  
• Start an Automatic Investment Plan. Make investing for their future easier by scheduling recurring automatic transfers from your bank account to your Dodge & Cox Funds account. Start with as little as $100 per automatic trade and adjust, skip, or cancel anytime.
  
  
• Update beneficiaries or account ownership. Review your IRA beneficiary designations to ensure they reflect the decisions you’ve made. For taxable investment accounts, review your account registration to see if you need to make changes or add account beneficiaries through a Transfer on Death designation.

New jobs can be both exciting and daunting. It’s a good time to re-evaluate your goals, not only for your career but also for your investments.*
 

• Roll over your old 401(k). Consolidate retirement assets from your former employer-sponsored retirement plan by opening a Rollover IRA or Roth IRA.
  
  
• Self-employed or own a small business? You may be eligible to open a SEP IRA, which is a retirement savings plan established by employers—including self-employed people—for the benefit of their employees and themselves.  Employers may make tax-deductible contributions on behalf of eligible employees to their SEP IRAs. Make saving for retirement less taxing by taking advantage of a SEP IRA.
  
  
• Start an Automatic Investment Plan. Make investing easier by scheduling recurring automatic transfers from your bank account to your Dodge & Cox Funds account. Start with as little as $100 per automatic trade and adjust, skip, or cancel anytime. 

Transferring wealth is not just about money. It’s also about ensuring your wishes are carried out both during and after your lifetime.*
 

• Update beneficiaries or account ownership. Review your IRA beneficiary designations to ensure they reflect the decisions you’ve made. For taxable investment accounts, review your account registration to see if you need to make changes or add account beneficiaries through a Transfer on Death designation.
  
  
• Invest in our Funds on behalf of your personal trust. If you’ve established a personal trust, you can invest in Dodge & Cox Funds via your trust account registration.
  
  
• Start an Automatic Investment Plan. Make investing easier by scheduling recurring automatic transfers from your bank account to your Dodge & Cox Funds account. Start with as little as $100 per automatic trade and adjust, skip, or cancel anytime. 

The day you've been dreaming about is on the horizon. Time to maximize your savings and fine-tune your plan.* 
 

• Open an IRA account. Boost your retirement savings by opening a Traditional IRA or Roth IRA.
  
  
• Update beneficiaries or account ownership. Review your IRA beneficiary designations to ensure they reflect the decisions you’ve made. For taxable investment accounts, review your account registration to see if you need to make changes or add account beneficiaries through a Transfer on Death designation.
  
  
• Roll over your old 401(k). Consolidate retirement assets from your former employer-sponsored retirement plan by opening a Rollover IRA or Roth IRA.
  
  
• Start a Systemic Withdrawal Plan. Pay yourself automatically by scheduling pre-set withdrawals from your Dodge & Cox Funds account into your bank account.
  
  
• Establish a plan for Required Minimum Distributions. You’ll need to start taking required minimum distributions (RMDs) from your retirement accounts once you turn 72. We can help you establish RMDs  for your Dodge & Cox Funds IRAs or invest a distributed amount in a taxable Fund account.

Making financial decisions after losing someone you care about can make a difficult time even harder. We understand and we're here to help.*

• Learn about your options and what you need to do, or fill out a Notification of Death form. Visit our Inheriting an Account center and use our Inheritance Assistance Tool
  
  
• Update beneficiaries. Review and update the beneficiary designations for any Dodge & Cox Funds account.
  
  
• Managing an inheritance. Explore how you can put Dodge & Cox Funds to work for you via our general investment and retirement accounts.