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IRA/Retirement Center

For more than 90 years, investors like you have relied on Dodge & Cox to help them save for retirement. Consider opening an Individual Retirement Account (IRA) to supplement your 401(k) or pension.

Let’s find the right IRA for you

An IRA offers a simple, tax-advantaged way to help you build your savings for retirement. We offer different types of IRAs, depending on your age, your income, and possible tax consequences.

Traditional IRA

I want to reduce my taxable income now.

With a Traditional IRA, you can make contributions that may be tax-deductible, depending on your income. Your money grows tax-deferred. When you withdraw deductible contributions, your earnings will be taxed as current income.

Roth IRA

I want my retirement contributions to grow tax-free.

With a Roth IRA, you contribute after-tax dollars, your money grows potentially tax-free, and you can generally make tax- and penalty-free withdrawals after age 59½ if you have had a Roth IRA for more than five years.

Rollover IRA

I want to roll over my 401(k) from a previous employer.

Open a Rollover IRA to consolidate assets from a former employer’s retirement plan while continuing to save for retirement. 

More about Rollover IRAs

Traditional IRA vs Roth IRA

While both offer tax benefits, there are differences between these IRAs. We help break it down for you. 

Compare IRAs

Other IRA options

Inherited IRA

I'm a beneficiary and want to continue to save for retirement.

Open an Inherited IRA to keep inherited retirement assets tax-deferred while investing for the future. 

More about Inherited IRAs
Download Application
SEP IRA

I’m self-employed and want to save for retirement.

Take advantage of flexible annual contributions from 0% to 25% of earned income with a SEP IRA. Contributions must be made by the employer entity and are tax-deductible. 

Spousal IRA

I'm married, not working, and want to save in an IRA.

A spousal IRA gives an eligible non-working spouse an opportunity to save through an IRA similar to their working spouse.

More about Spousal IRAs
Custodial IRA

I want to help my child save for retirement.

A minor with earned income can get an early start saving for retirement or other goals.

 

More about Custodial IRAs

Take the next step

Open a Dodge & Cox Funds IRA today. Access our no-load, low-cost mutual funds to help you invest for your retirement goals.

Open an IRA account

IRA withdrawals

Are you thinking about withdrawing money from your IRA? Be aware of the potential tax consequences.

Here are a few things you may want to consider

Account forms

Find what you need right away. Many forms can be completed online, or you can download a PDF where it's offered to fill out a paper form. 

Go to Forms and guides

FAQs about IRAs

Find answers to commonly asked questions about traditional IRA, Roth IRA, and rollovers, organized by topic.

Visit IRA FAQs

We’re here to help.

Call

Call us at +1 800-621-3979

Client resources are available Monday through Friday, 8 a.m. to 7:30 p.m., Eastern Time

 

For help with:

  • General firm and Dodge & Cox Funds information (literature, prospectuses, forms etc.)
  • Your Dodge & Cox Funds IRAs, General Investment and Separate Entity accounts

Mail

Mail your Dodge & Cox Funds IRA, General Investment and Separate Entity accounts forms and documents.

 

Regular Mail  

Dodge & Cox Funds
P.O. Box 219502
Kansas City, MO 64121-9502 

 

Express Mail

Dodge & Cox Funds 
430 W. 7th Street, Suite 219502
Kansas City, MO 64105-1407

Online

Don’t wait for mail delivery. Log into your account to upload respective forms securely to Dodge & Cox. 

 

Forms and guides

Search for, download or order literature, forms and account applications.

 

Tax Center

Find general information, guides, tax forms and more. 

Disclosures

Tax laws and regulations are complex, and subject to change, which can materially impact investment results. Dodge & Cox cannot guarantee that the information herein is accurate, complete, or timely and makes no warranties with respect to such information, including your use of, or any tax position taken in reliance on, such information. Only Dodge & Cox Funds are available for purchase in a Dodge & Cox Fund IRA Account. Investment options available through an employer's retirement plan or other IRA providers and any associated fees and expenses will differ. Consult with a tax or legal advisor before making any investment decision.